“Jom” (Malay for “let’s”) is Singapore’s new weekly digital magazine covering the arts, culture, politics, business, technology, and more in the country. With co-founders Sudhir Thomas Vadaketh, Charmaine Poh, and Tsen-Waye Tay, we ask them about how they got started, their plans to cover civic issues that are somewhat controversial or contested in society, and navigating long-term journalistic integrity and financial sustainability.

With Edward Yee of Givfunds, a non-profit which lends low-cost funds at scale to South Asian social enterprises, and Masref, a Swiss fintech which seeks to increase the accessibility of safe and secure saving accounts, we chat about his three big ideas on finance and leaving nobody behind. First, the removal of persistent biases; second, the reduction of servicing costs; and third, the incentives for impact in the financial sector.